Buying a home? Look no further. We offer competitive rates on virtually every type of mortgage available today.

We offer conventioanl loans with as little as 3% down.

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment. In addition to low down payments, FHA allows the highest debt to income ratios of any loan type. That means you can buy more with a given amount of income. FHA also allows for buyers with credit scores as low as 500 FICO.

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

Constuction and Renovation Loans

We offer many types of loans for building or renovating your home. In addition to Fannie Mae Homestyle and FHA 203K renovation loans, we also have portfolio loans for building from scratch and renovating homes for buyers and builders.

Loans for Special Situations

While conventional, FHA and VA loans are all great for the right buyer, we meet many buyers who are not able to qualify for those options. We specialize in helping buyers with unique situations. We have options for buyers with recent foreclosure or bankruptcy, low credit scores and undocumentable income. There also many options for special properties such as condominiums and rural properties.

Reverse Purchase

Reverse purchase loans allow seniors 62 and over to buy a home without having a mortgage payment and without buying the home in cash.

Fixed Rate Mortgages (FRM)
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.

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